BAH rates are set by the Department of Defense and vary by rank, dependent status, year, and Military Housing Area. For JBSA buyers, BAH helps estimate monthly housing support but does not guarantee loan approval or affordability.
| Rank | With dependents | Without dependents | Verification note |
|---|---|---|---|
| E-5 | About $1,869/mo | About $1,500/mo | Verify current San Antonio MHA BAH through DTMO before making financial decisions. |
| E-7 | About $2,112/mo | About $1,731/mo | Verify current San Antonio MHA BAH through DTMO before making financial decisions. |
| O-1 | About $1,905/mo | About $1,584/mo | Verify current San Antonio MHA BAH through DTMO before making financial decisions. |
| O-3 | About $2,127/mo | About $2,007/mo | Verify current San Antonio MHA BAH through DTMO before making financial decisions. |
How to use the table
Bring your rank, dependent status, assignment, timeline, debts, and lender pre-approval questions to the buyer strategy call. A lender should confirm how BAH is counted in your approval and what payment range is safe.
Information on VA loans, military BAH, and assistance programs is general and subject to change. Eligibility, amounts, and terms are determined by the U.S. Department of Veterans Affairs, Department of Defense, City of San Antonio, TSAHC, NHSSA, TDHCA, and participating lenders. Please consult those agencies, your lender, and a licensed mortgage professional before making financial decisions.